Changes
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Rates
Current Account Rate Offerings
Effective:
- Opening Deposit = Deposit required to open account.
- Balance Required = Deposit balance required to earn rate.
- APY = Annual Percentage Yield.
- FDIC Insures each depositor up to $250,000.
- Checking account fees may apply and reduce earnings on the account.
- Certificate of Deposit early withdrawal penalties may apply and reduce earnings on the account.
- Interest rates are subject to change at the bank's discretion without notice to customer.
Savings Rates
|
Type |
Opening |
Balance Required |
Interest |
APY** |
|
Ultimate Savings Apply Now |
$25,000.00 |
$0.01 - $24,999.99 |
0.10% |
0.10% |
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$25,000.00 & over |
0.40% |
0.40% |
|
Personal & Business Statement Savings Apply Now |
$1.00 |
$0.01-24,999.99 |
0.10% |
0.10% |
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$25,000.00 & over |
0.25% |
0.25% |
|
Kid's Club Statement Savings |
$1.00 |
$0.01 & over |
0.20% |
0.20% |
|
Your Choice Savings* Apply Now |
$1.00 |
N/A |
0.30% |
0.30% |
*Funds credited to savings or checking annually with choice of one of four payout dates.
**The Annual Percentage Yield on all savings accounts is calculated using a 365 day calendar year.
CD Rates
|
Type |
* Opening |
Interest Rate |
APY*** |
|
91 Day Apply Now |
$1,000.00 |
0.30% |
0.30% |
|
6 Month Apply Now |
$1,000.00 |
0.30% |
0.30% |
|
12 Month Apply Now |
$1,000.00 |
0.50% |
0.50% |
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18 Month Apply Now |
$1,000.00 |
0.60% |
0.60% |
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24 Month Apply Now |
$1,000.00 |
0.80% |
0.80% |
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30 Month Apply Now |
$1,000.00 |
0.95% |
0.95% |
|
36 Month Apply Now |
$1,000.00 |
1.04% |
1.05% |
|
48 Month Apply Now |
$1,000.00 |
1.39% |
1.40% |
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60 Month Apply Now |
$1000.00 |
1.73% |
1.75% |
|
Starter CD Apply Now |
$250.00 |
0.50% |
0.50% |
|
Ultimate CD Apply Now |
$5,000.00 |
1.04% |
1.05% |
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*Deposit required to open account & keep account open.
***The Annual Percentage Yield on all certificate of deposit accounts is calculated using a 365 day calendar year.
IRA Rates
|
Type |
Opening |
Interest |
APY* |
|
Regular IRA Statement Savings |
$10.00 |
0.50% |
0.50% |
|
12 Month IRA |
$250.00 |
0.49% |
0.50% |
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30 Month IRA |
$250.00 |
0.93% |
0.95% |
|
60 Month IRA |
$250.00 |
1.71% |
1.75% |
|
Health Savings Account (HSA) |
$1,000.00 |
0.50% |
0.50% |
*The Annual Percentage Yield on the 12, 30 and 60 month IRA's is calculated using a 360 day calendar year. The Annual Percentage Yield on the Regular IRA Statement Savings and the Health Savings Account is calculated using a 365 day calendar year.
Checking/Money Fund Rates
|
Type |
Opening |
Balance Required |
Interest |
APY** |
|
Money Fund Apply Now |
$2,500.00 |
$0.01-2,499.99 |
0.05% |
0.05% |
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$2,500.00-24,999.99 |
0.10% |
0.10% |
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$25,000.00-99,999.99 |
0.20% |
0.20% |
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$100,000.00 & over |
0.30% |
0.30% |
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Business Relationship |
$100.00 |
$5000.00 average balance or $10,000 combined balance |
0.25% |
0.25% |
|
Business Analysis |
$100.00 |
N/A |
0.00% |
0.00% |
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Community Checking |
$100.00 |
$0.01-24,999.99 |
0.10% |
0.10% |
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$25,000.00-249,999.99 |
0.20% |
0.20% |
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$250,000.00-749,999.99 |
0.30% |
0.30% |
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$750,000.00 & over |
0.40% |
0.40% |
|
Ultimate Simple |
$100.00 |
N/A |
0.00% |
0.00% |
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Ultimate Green ***Apply Now |
$100.00 |
$0.01-$10,000.00 |
1.49% |
1.50% |
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Daily balances exceeding $10,000.001 |
0.15% |
0.15% |
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Ultimate Benefits Apply Now |
$100.00 |
$0.01-2,499.99 |
0.05% |
0.05% |
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$2,500.00 & over |
0.10% |
0.10% |
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Ultimate Relationship * Apply Now |
$10,000.00 |
$0.01-9,999.99 |
0.10% |
0.10% |
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$10,000-24,999.99 |
0.15% |
0.15% |
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$25,000.00 & over |
0.20% |
0.20% |
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Health Savings Account (HSA) |
$25.00 |
N/A |
0.40% |
0.40% |
*Combined deposit of $10,000.00 in eligible accounts.
**The Annual Percentage Yield on all checking and money fund accounts is calculated using a 365 day calendar year.
***Ultimate Green Account Details: The interest rate is variable and may change after the account is open. 1.50% APY paid on daily balances up to $10,000.00, and 0.15% APY paid on daily balances above $10,000.00 each qualifying cycle (month) that all reward requirements are met. Account daily balances will earn 0.15% APY when reward requirements are not met per cycle. Offer good on personal accounts only. Accounts not enabled to receive a monthly eStatement will incur an $8.00 service fee each statement cycle.
1If the balance in your account exceeds $10,000.00, the entire account balance earns at the lower rate of 0.15% for each day the balance is in excess of $10,000.00.
Mortgage Loans
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- community leader
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- recycler
- beach comber
- entrepreneur
- small business
- optimist
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