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Your Business.
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Rates
Current Account Rate Offerings
Effective:
- Opening Deposit = Deposit required to open account.
- Balance Required = Deposit balance required to earn rate.
- APY = Annual Percentage Yield.
- FDIC Insures each depositor up to $100,000.
- Traditional and Roth IRAs are insured up to $250,000.
- Checking account fees may apply and reduce earnings on the account.
- Certificate of Deposit early withdrawal penalties may apply and reduce earnings on the account.
- Interest rates are subject to change at the bank's discretion without notice to customer.
Savings Rates
Type |
Opening |
Balance Required |
Interest |
APY** |
Ultimate Savings Apply Now |
$25,000.00 |
$0.01 - $24,999.99 |
0.25% |
0.25% |
|
|
$25,000.00 & over |
0.99% |
1.00% |
Personal & Business Statement Savings Apply Now |
$1.00 |
$0.01-24,999.99 |
0.25% |
0.25% |
|
|
$25,000.00 & over |
0.50% |
0.50% |
Kid's Club Statement Savings |
$1.00 |
$0.01 & over |
0.45% |
0.45% |
Your Choice Savings* Apply Now |
$1.00 |
N/A |
0.75% |
0.75% |
*Funds credited to savings or checking once a year either on March 30th, June 30th, September 30th or December 30th.
**The Annual Percentage Yield on all savings accounts is calculated using a 365 day calendar year.
CD Rates
Type |
* Opening |
Interest |
APY*** |
91 Day Apply Now |
$1,000.00 |
0.35% |
0.35% |
5 Month Special Apply Now |
$1,000.00 |
0.75% |
0.76% |
6 Month Apply Now |
$1,000.00 |
0.50% |
0.50% |
12 Month Apply Now |
$1,000.00 |
0.75% |
0.75% |
13 Month Special Apply Now |
$1,000.00 |
1.09% |
1.10% |
18 Month Apply Now |
$1,000.00 |
0.99% |
1.00% |
24 Month Apply Now |
$1,000.00 |
1.49% |
1.50% |
30 Month Apply Now |
$1,000.00 |
1.74% |
1.76% |
36 Month Apply Now |
$1,000.00 |
2.13% |
2.15% |
42 Month Special Apply Now |
$1,000.00 |
2.47% |
2.50% |
48 Month Apply Now |
$1,000.00 |
2.71% |
2.75% |
60 Month Apply Now |
$1,000.00 |
2.96% |
3.00% |
Ultimate CD |
$5,000.00 |
2.13% |
2.15% |
Starter CD Apply Now |
$250.00 |
0.75% |
0.75% |
*Deposit required to open account & keep account open.
***The Annual Percentage Yield on all certificate of deposit accounts is calculated using a 365 day calendar year.
IRA Rates
Type |
Opening |
Interest |
APY* |
Regular IRA Statement Savings |
$10.00 |
0.74% |
0.75% |
12 Month IRA |
$250.00 |
0.98% |
1.00% |
30 Month IRA |
$250.00 |
1.71% |
1.75% |
60 Month IRA |
$250.00 |
2.92% |
3.00% |
Health Savings Account (HSA) |
$1,000.00 |
0.75% |
0.75% |
*The Annual Percentage Yield on the 12, 30 and 60 month IRA's is calculated using a 360 day calendar year. The Annual Percentage Yield on the Regular IRA Statement Savings and the Health Savings Account is calculated using a 365 day calendar year.
Checking/Money Fund Rates
Type |
Opening |
Balance Required |
Interest |
APY** |
Money Fund Apply Now |
$2,500.00 |
$0.01-2,499.99 |
0.10% |
0.10% |
|
|
$2,500.00-24,999.99 |
0.30% |
0.30% |
|
|
$25,000.00-99,999.99 |
0.50% |
0.50% |
|
|
$100,000.00 & over |
0.75% |
0.75% |
Business Free |
$100.00 |
N/A |
0.00% |
0.00% |
Business |
$100.00 |
$0.01-4,999.99 |
0.10% |
0.10% |
|
|
$5,000.00 & over |
0.25% |
0.25% |
Business Analysis |
$100.00 |
N/A |
0.00% |
0.00% |
Community Checking |
$100.00 |
$0.01-24,999.99 |
0.25% |
0.25% |
|
|
$25,000.00-249,999.99 |
0.50% |
0.50% |
|
|
$250,000.00-749,999.99 |
0.75% |
0.75% |
|
|
$750,000.00 & over |
1.00% |
1.00% |
Ultimate Free Apply Now |
$50.00 |
None |
None |
None |
Ultimate Green Checking ***Apply Now |
$100.00 |
$0.01-$10,000.00 (rewards criteria are met) |
1.49% |
1.50% |
|
|
$0.01-$10,000.00 (rewards criteria not met) |
0.15% |
0.15% |
|
|
$10,000.01 & over |
0.15% |
0.15% |
Ultimate Apply Now |
$100.00 |
$0.01-2,499.99 |
0.10% |
0.10% |
|
|
$2,500.00 & over |
0.20% |
0.20% |
Ultimate Ten * Apply Now |
$10,000.00 |
$0.01-9,999.99 |
0.20% |
0.20% |
|
|
$10,000-24,999.99 |
0.25% |
0.25% |
|
|
$25,000.00 & over |
0.30% |
0.30% |
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Health Savings Account (HSA) |
$25.00 |
N/A |
0.75% |
0.75% |
*Combined deposit of $10,000.00 in eligible accounts.
**The Annual Percentage Yield on all checking and money fund accounts is calculated using a 365 day calendar year.
***The interest rate is variable and may change after the account is open. Minimum deposit to open is $100. 1.50% APY paid on daily balances up to $10,000, and 0.15% APY paid on daily balances above $10,000 each qualifying cycle (month) that all reward requirements are met. Account daily balances will earn 0.15% APY when reward requirements are not met per cycle. Offer good on personal accounts only.
- local business
- community leader
- student
- family
- teacher
- industry leader
- babyboomer
- recycler
- beach comber
- entreprenuer
- small business
- optimist
