Privacy Notice | Machias Savings Bank

We’re sorry, your browser is not supported.

For the best experience, we ask that you switch to the latest version of Chrome, Firefox, or Edge. If you would like to access your accounts before updating your browser, you can follow the links below.

Machias bank fallback image

Privacy Notice

What Does Machias Savings Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information.

Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include: Social Security number and account balances, overdraft history and payment history, and credit history and credit scores. When you are no longer our customer, we continue to share your information as described in this notice.

How?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include: Social Security number and account balances, overdraft history and payment history, and credit history and credit scores. When you are no longer our customer, we continue to share your information as described in this notice.

Reasons We Can Share Your Personal Information

For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does Machias Savings Bank share? Yes Can you limit this sharing? No
For our marketing purposes
To offer our products and services to you Does Machias Savings Bank share? Yes Can you limit this sharing? No
For joint marketing with other financial companies
Does Machias Savings Bank share? Yes Can you limit this sharing? No
For our affiliates’ everyday business purposes
Information about your transactions and experiences Does Machias Savings Bank share? Yes Can you limit this sharing? No
For our affiliates’ everyday business purposes
Information about your creditworthiness Does Machias Savings Bank share? No Can you limit this sharing? We don't share
For our affiliates to market to you
Does Machias Savings Bank share? No Can you limit this sharing? We don't share
Machias bank fallback image

Questions?

Call Toll‐Free 1‐866‐416‐9302 or go to www.machiassavings.bank
Who is providing this notice? Machias Savings Bank

What We Do

How does Machias Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
How does Machias Savings Bank collect my personal information?
We collect your personal information, for example, when you
  • open an account or apply for a loan
  • make deposits or withdrawals from your account
  • give us your contact information or show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes ‐‐ information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • state laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial.
  • Our affiliates include companies such as Machias Bancorp MHC, Machias Bancorp Inc., and M&M Consulting LLC
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial. 

  • Machias Savings Bank does not share with nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

  • Our joint marketing providers include our credit card provider and merchant services company

Other Important Information

For Vermont Customers.
We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market you, other than as permitted by Vermont law, unless you authorize us to make those disclosures

Additional information concerning our privacy policies can be found at www.machiassavings.bank or call 1‐866‐416‐9302.

Member FDIC | Equal Housing Lender
Rev. July 2014

Important Notice

By following this link, you will be leaving Machias Savings Bank’s website and visiting a non-affiliated third party website. Be sure to review their terms and conditions as you will be subject to their terms of use. Click Yes to proceed or No to remain in www.machiassavings.bank.

Would you like to proceed?

No